⚠️ Eight jurisdictions have acted against Aurum Foundation — including a criminal referral in Poland. Do not deposit. Do not recruit others.
Scam awareness · public-interest information
Marketed as “AI trading bots” and a “neobank” promising 9.48%–15.01% per month from Dubai. Seven financial regulators have issued warnings and Poland has referred it for criminal prosecution. None of them found it licensed — anywhere.
Every row below links to the regulator’s own primary source. This is the documented public record as of 26 June 2026.
| Jurisdiction | Authority | Date | Action | What they said |
|---|---|---|---|---|
| 🇵🇱Poland | KNF — Polish Financial Supervision Authority | 11 Jun 2026 | Criminal referral | Suspected criminal offence under Art. 171(2) of the Banking Act (unauthorised use of the word "bank"). Referred to the District Prosecutor’s Office in Warsaw; concerns Aurum Neo-Bank Sp. z o.o. (Warsaw). Primary source ↗ |
| 🇷🇺Russia | Central Bank of Russia (CBR) | 18 Jul 2025 | Pyramid warning | Added to the warning list for showing "signs of a financial pyramid". Primary source ↗ |
| 🇳🇬Nigeria | Securities and Exchange Commission (SEC) | 22 Jan 2026 | Fraud warning | "AURUM BOT" is not registered or licensed and exhibits the characteristics of a Ponzi scheme. Primary source ↗ |
| 🇬🇷Greece | Hellenic Capital Market Commission (HCMC) | 15 May 2026 | MiCA warning | "AURUM FOUNDATION LTD" has no crypto-asset authorisation under EU MiCA Reg. 2023/1114 (Art. 62/65) and is therefore operating illegally. Primary source ↗ |
| 🇳🇿New Zealand | Financial Markets Authority (FMA) | 14 May 2026 | Caution | Public caution about Aurum Foundation; cites aurum.foundation and aurumfoundation.io. Primary source ↗ |
| 🇫🇷France | Autorité des marchés financiers (AMF) | 12 Jun 2026 | Blacklist | Added to the AMF blacklist of unauthorised crypto-asset offerings (aurum.foundation, aurum-foundation.com). Primary source ↗ |
| 🇦🇺Australia | ASIC — Moneysmart Investor Alert List | 22 Jun 2026 | Investor alert | Listed on the Investor Alert List (aurum-foundation.com); holds no Australian Financial Services licence. Primary source ↗ |
| 🇭🇰Hong Kong | Securities and Futures Commission (SFC) | 22 Jun 2026 | Alert list | Listed as a "suspicious virtual asset trading platform"; cites aurum.foundation and aurum.trading and names ECO AURUM INVESTMENT L.L.C. (Reg. 2593404). Primary source ↗ |
Note: Switzerland is among the largest traffic sources (~10%) but had not issued a FINMA warning as of 26 June 2026. Do not confuse this with BaFin’s warning about a different entity, “Aurum-Fix”.
“AI trading bots” (EX-AI, Zeus, Neyro) and a “neobank” promising 9.48%–15.01% per month and a tiered 60%–95% “ROI share”. Returns this large and this steady do not exist in real markets.
A 35% penalty for withdrawing principal within a year, a $19.99 annual subscription, and rotating “no-fee” promos — all engineered to keep money in the system as long as possible.
A 15-rank MLM pays for recruiting new investors, not for selling a product. New deposits fund earlier participants’ “profits” — the textbook structure of a Ponzi and a pyramid scheme combined.
The logic test: if Aurum could reliably earn up to 15% a month, it would not need your money — nor an army of recruiters to bring in more.
Each point is attributed to an independent source, a regulator, or the company’s own website.
Advertised returns of 9.48%–15.01% per month — with a "Quantum Alpha / NEYRO" product reportedly promoting 22.6%–31.4% per month. No legitimate asset manager produces guaranteed monthly returns like this; it is the signature of Ponzi marketing.
Source: BehindMLM review; CoinCodex sponsored article
A 15-rank unilevel MLM pays commissions for recruiting new investors (residuals up to 18.5%, matching bonuses up to 30%). With no genuine retail product, recruitment is the business — the definition of a pyramid scheme.
Source: BehindMLM review
A 35% penalty is taken if you withdraw your principal within a year, plus rotating "no-fee" promos that nudge users to keep funds in. Lock-ins and withdrawal friction are classic mechanisms to delay the moment a Ponzi runs dry.
Source: BehindMLM review
The site claims "4 International Licenses". Eight jurisdictions say otherwise: seven financial regulators warn it is unlicensed and Greece confirms no MiCA authorisation. Poland escalated to a criminal referral.
Source: CBR, SEC NG, HCMC, FMA, AMF, ASIC, SFC + KNF (Poland)
Independent analysis reports that user funds flow to a central wallet and that "internal transfers" shown to users are fake digits with invented TRX transaction IDs that do not appear on Tronscan — with 33M+ USDT/USDC sent to recipients that have no matching deposit.
Source: dehek.com investigation; BehindMLM comments
Opening aurum.foundation in a browser with the MetaMask wallet triggers an active phishing/deception block, warning of secret-recovery-phrase theft and malicious transactions.
Source: Direct observation, 26 Jun 2026
The "neobank" offers prepaid cards (Nova / Imperium / World Elite) topped up with USDT and marketed with "KYC: None" — directly contradicting the company’s own anti-money-laundering policy.
Source: aurum.foundation/neo-bank; dehek.com
North American regions appear geo-blocked, and promoters instruct users to access the platform via a VPN — behaviour consistent with awareness of illegality.
Source: BehindMLM review and comments
Claimed "Forbes" coverage was a paid contributor post, not Forbes editorial. Leadership bios assert senior roles at major firms (e.g. Binance, Morgan Stanley) that are unverified company marketing.
Source: BehindMLM review
The roles below are those the company publishes about itself, combined with facts reported by the MLM-fraud publication BehindMLM. All are presented as alleged and attributed to a source.
Public CEO (since ~Feb 2025)
Listed by Aurum as CEO. Per BehindMLM: founder of Unchained Ventures (Joinn Finance, BoF); previously CVO at Patex (which BehindMLM describes as a crypto-staking Ponzi) and CSO at Kima. Bio claims of senior roles at Binance / Morgan Stanley are unverified company marketing.
Source: BehindMLM review ↗
First front-man CEO (2024 – ~Feb 2025)
Per BehindMLM, an early public face with no verifiable track record — described as a likely "Boris-CEO" puppet for the hidden operators.
Source: BehindMLM review ↗
Chief Marketing Officer
Per BehindMLM, a former promoter of Earn World (formerly Streakk), which BehindMLM describes as a Ponzi that collapsed in July 2024.
Source: BehindMLM review ↗
Chief Network Development Officer (since Jan 2026)
Co-founder of Organo Gold; per BehindMLM, departed in 2018 after pitching crypto schemes to distributors, later linked to Trujivan and Decentra.
Source: BehindMLM review ↗
Independent reviewers assess that the real operators are hidden — believed to be Russian / eastern-European actors based in Dubai, behind a replaceable public "CEO". Cited indicators include Russian-language strings in the back-office source code and a pattern matching the earlier TLC Trading scheme. Their identities are not public.
Source: BehindMLM review ↗
People who, per BehindMLM, actively promote Aurum — several with a track record in earlier collapsed schemes. Promoters market the scheme; they are not necessarily its operators.
Promoter (Montreal, Canada)
Per BehindMLM, a top promoter of CashFX Group — which drew securities-fraud warnings in multiple countries — who promoted Aurum and then abruptly deleted his Aurum marketing. This prior history is the basis for the "Aurum = CashFX 2.0" comparison.
Source: BehindMLM review ↗
Promoter
Per BehindMLM, a serial MLM-crypto promoter who came to Aurum from TLC Trading — a Polish/Russian Dubai scheme that collapsed in 2024.
Source: BehindMLM review ↗
Promoter ("Crypto Tech Investor", Canada)
Per BehindMLM, actively promotes Aurum via email and YouTube and instructs users to access the platform through a VPN — behaviour consistent with awareness that it is blocked or illegal in some regions.
Source: BehindMLM review ↗
Additional promoter names circulate only in reader comments and single secondary sources; we deliberately do not publish those here.
The more victims report, the more likely an investigation becomes. Attach dates, amounts, wallet addresses and transaction hashes if you have them.
Cyber & financial fraud (operators are based in Dubai)
Unlicensed securities / investment offering
Unlicensed virtual-asset service provider
International crypto fraud (accepts overseas reports)
Report scam wallet addresses / transaction hashes
Report the phishing / scam domain
Unlicensed crypto / investment offering
Unauthorised provider (CH is a top-4 traffic source)
Seven financial regulators — including those of Russia, Nigeria, Greece, New Zealand, France, Australia and Hong Kong — have publicly warned about Aurum Foundation, and Poland referred it for criminal prosecution. Independent MLM-fraud journalism describes it as an alleged crypto/MLM Ponzi scheme. It is not licensed in any jurisdiction that has examined it.
Reported experiences match a classic Ponzi pattern: promised returns of 9.48–15.01% per month, blocked profit withdrawals, a 35% penalty for withdrawing your principal early, and dashboards that independent analysts say are fabricated. Browsers with the MetaMask wallet flag the site as deceptive/phishing.
No. The website claims "4 international licenses", but seven regulators state it is unlicensed and Greece confirms it holds no EU MiCA authorisation. Poland’s KNF treats the "Aurum Neo-Bank" as an illegal use of the word "bank" and referred it for criminal prosecution.
Recovering funds from a Ponzi scheme is unfortunately unlikely. Report it to the authorities — this increases the chance of an investigation and asset freezes — and never use "fund recovery" services, which are usually a second scam targeting people who already lost money.
They are Aurum’s marketed products — "AI trading bots" (EX-AI, Zeus, Neyro) and a "neobank" with no-KYC prepaid cards. There is no verifiable external revenue; independent analysis indicates the displayed profits are fabricated and that user funds flow into a central wallet.
Use the ready-made complaint templates on this site for the FBI (IC3), Dubai Police eCrime, FINMA, SEC Thailand, Chainabuse and more — just fill in your details and wallet addresses and submit. A step-by-step reporting guide is also provided.
Everything on this page traces back to a primary or independent source.